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Accepted payment methods

When you create a listing, we’ll automatically add credit card, debit card, Apple Pay, Google Pay, and PayPal as payment options at checkout. Additionally, you can offer other payment methods in some categories.

Beginning on August 17, 2024, American Express will no longer be accepted as a form of payment for checkout or selling fees on eBay. For more information see FAQs here.

When you sell on eBay, we’ll automatically add the ways your buyers can pay at checkout.

Your buyers will be able to pay safely and securely with credit card, debit card, Apple Pay, Google Pay, or PayPal and complete their entire transaction on eBay, with the option to save and store their payment information for future use. When your buyer pays with any of these payment methods, both you and the buyer are covered by the eBay Money Back Guarantee.

Depending on the category, and on the country you’re selling in, you may also choose to accept the following additional payment methods:

  • Checks
  • Money orders
  • Cash on pickup
  • Wire transfer

You can't ask buyers to use a payment method that isn't allowed on eBay or to use a payment method that isn't included in your listing.

For more information, see our Payment methods policy.

Tip
We don't recommend accepting cash, except when a buyer is paying on pickup.

How to accept additional payment methods

You can choose to accept additional payment methods when creating your listing. Simply go to the Payment options section in the listing form and select the payment options you wish to accept. If you're accepting a payment through the mail – checks or money orders, for example – make sure your address is up to date.

Seller protections and other terms

Our seller protections, including the eBay Money Back Guarantee and similar buyer protection programs, don’t cover offline payment methods that are completed outside of eBay, such as cash, checks, bank-to-bank transfers or deposits, and money orders. This means eBay can’t offer assistance if payment disputes, such as chargebacks, are raised in connection with offline payment methods.

You should never accept overpayments from buyers, especially if the buyer asks you to repay the overpayment. Requests like this are often part of a cashier's check scam.

In addition to paying with credit cards, debit cards, PayPal, Apple Pay and Google Pay, buyers can also pay with checks, money orders, and cash on pickup in certain categories.

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